case audit settlement enhancement


I am a contributing author and trained Auditor whose sole purpose is to assist in the reversal of unfair, undervaluation of injury claims.

I am a member of a select group of chiropractic physicians trained as an Auditor and Knowledgeable Observer to independently audit and provide medical validation when it is believed there is an undervaluation of an injury claim with inadequate explanation of the legal and factual basis for so low a valuation. The independent audit is for the correction of any omissions or misstatements of the claim by either the claimant or defense or rebut the engagement of any “Unfair Claim Settlement Practice Acts” or violations of the “Ethics Codes of the Adjuster” that result in unfair, undervaluation of an injury claim.

I am available to audit, consult and provide data to assist plaintiffs' attorneys in the benefits of P.I. Claim Audits to reverse low ball injury claims. I offer free subscriptions to: eBulletin series, eBook, Audit Report, Audit Brochure, Audit Magazine and CLE Accreditation.

I can provide the most thorough education presentation with CLE credits available for Ethics, via screen share or "meet & greet" presentation.

Free Audit
Garland Fulcher, D.C.

Garland & Jaclyn Fulcher, D.C.

(972) 424-2225

2504 K Ave Ste. 500, Plano, TX 75074

The Medical Records Are the Insurance Company’s Primary Source of Data Which They Use to Determine Settlement Valuation. One of the Single Most Important Considerations That Determine Settlement Valuation is derived from “Value Drivers” and "Decision Points" that Insurance Companies Use to Determine the range of worth of an injury claim. There Are 26 Value Driver sections, and 67,880 decision points. The insurance companies refuse to release their decision points to the public making it difficult to navigate the claim. The audit however, contains a search engine to detect overlooked value drivers and decision points and exchange them in the correct language, format and sequence to interface and input added valuation into the injury claim, and reverse claims that have been undervalued.

We engage a proprietary softwarein our audit process to make the same medical determinations as the insurer's software's. Using ambient intelligence technology, our software features a rare Computer Aided Decision-making functionality (CAD) and Decision Support System (DSS). This ability is no match for the human mind and this technology advancement is a key component of our ability to reverse undervaluation's on injury claims.

As an auditor and 'Knowledgeable Observer', we apply MECE standards to our audits. MECE = Mutually Exclusive / Collectively Exhaustive. This essentially means that we are mutually exclusive as an injury claim auditor and exhaust all methods to audit 26 sections and 60 factors on each claim in order to reverse undervaluations of injury claims.

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Clinic Assets
  • I am proud to have studied to acquire a very high level of skill and confidence in accident related cases.
  • My staff and I are very Knowledgeable, friendly, dedicated and eager to help with your treatment and injury claim processing.
  • Our patients know that when they choose our office, they can feel good that they have made the right decision.
  • Our patient satisfaction rating has been consistently high and our patients realize that we care about them and we are thoroughly knowledgeable in auto accident related treatment & case representation. This is based not only on our successful treatment and resolve of a patient’s condition and claim representation, but also because people need to know their doctor cares about them as much as he is knowledgeable about their injuries.
  • How G-Forces Relate to the Diagnosis of Accident Related Trauma Injuries of the Head and Neck: The physics of the auto accident, including G forces and the effects of impact. A review of the variables in the mechanisms of the; side, rear, front and oblique impacts and the forces that can be transferred to the occupants of the vehicle causing damage to the occupants.
    Parker College of Chiropractic - Dallas, Ligament Injury Institute, Tampa, FL 2018

  • Significance of Spinal Anatomy and Tissue Damage to the Delicate Structures in Accident Related Trauma Injuries of the Head and Neck: The anatomy of the cervical spine, including therole of mechanoreceptors, proprioceptors andNocieceptors in the function of the spine. How the ligaments, tendons, facets and discs respond to the impact and the damages that are caused.
    Parker College of Chiropractic - Dallas, Ligament Injury Institute, Tampa, FL 2018

  • Diagnosing Concomitant Injuries in the Presence of Accident Related Trauma Injuries of the Head and Neck: The injuries that accompany the CAD that cause permanent impairment to the spine. The concomitant injuries include: AOMSI,Uncinate Process Fractures, MTBI, Posterior Cervical Sympathetic Syndrome and Vertebrobasilar Insuciency. An overview of the diagnostic testing required for diagnosis and evaluation.
    Parker College of Chiropractic - Dallas, Ligament Injury Institute, Tampa, FL 2018

  • Understanding AMA Guides in the Diagnosis of Accident Related Trauma Injuries of the Head and Neck: Tthe AMA Guidelines for the diagnosis of AOMSI (Alteration Of Motion Segment Integrity). In-depth analysis of the ligamentous structures of the cervical spine, traumatically induced, with focus on the 4 main ligaments that are damaged in a cervical- acceleration –deceleration injury of the head and neck. Employing the the exact requirements for the AMA Guides for Permanent Impairment Ratings.
    Parker College of Chiropractic - Dallas, Ligament Injury Institute, Tampa, FL 2018

  • Certified Impairment Rating Attending Physician

  • Certified in Injury Model Examination Protocol

  • Certified In Electronic Medical Injury Record System

  • Certified by Ligament Injury Institute

Curriculum Vitae

For over 16 years Dr. Garland Fulcher has dedicated his time researching the various causes, symptoms, and treatments spinal and body pain. His area of specialization is disc and spinal care with functional nurtritional procency. In other words, Dr. Garland Fulcher isn’t focused on temporary relief; he believes that the right combination of medical and alternative therapies, and a healthy lifestyle that includes proper diet, are the keys to long-lasting relief and an improved quality of life.

Dr. Garland Fulcher's focus is helping chronic pain sufferers find relief from their condition through non- invasive, and drug-free methods that commonly remedy those who have tried nearly everything else, or have been told that surgery is their only option.

Although he is now based in Dallas, Texas, Dr. Garland Fulcher spent time in Georgia as well when he was a Teacher Assistant at Life University in Marietta, GA. Life University is a chiropractic and holistic health university, and during his time as a TA, Dr. Garland Fulcher taught effective techniques in chiropractic care to his colleagues.

He has consulted with hundreds of doctors, nurses and chiropractors on the subject of Regenerative Therapy and has created a course to help professionals educate their patients on this subject. He has also presented seminars on the administration side of the business to help practitioners thrive in their practices.

His achievements include the following:

  • Author of “How Hormones are Making You Fat”
  • Co-authored “Neck Pain, You Don’t Want It, You Don’t Need It” and “The Little Black Book of Fitness”
  • National Speaker for the Health Awareness Foundation • Certied Health Coach by the U.S. Wellness Chamber of Commerce
  • Founder of Core Integrative Health
  • Co-founder of Regen Integration
  • Personal doc to many celebrities including Garland Cardone and pro athletes Mr. Olympia Steve Kuclo

Dr. Garland Fulcher has also been actively supporting various charities and advocacies such as the American Red Cross, Dallas Shelter, American Heart Association, Toys for Tots, St. Jude’s Cancer Research and Drug free world among others.

Clinic Statement of Purpose

Our mission is to streamline personal injury, making it easier and more beneficial for everyone involved. We have multi-faceted solutions to low claim valuation. Issues like denials, disputes, and low offers are almost eliminated with these methods. We are able to establish the medical preponderance and overcome any varying opinion and win the greater weight for the highest valuation of an injury claim. This saves attorneys valuable time and effort, while increasing settlements.

Practice Achievements

In practice for 16 years

Special Information

Your health is my first concern and you've entrusted it to me after your accident. I take that seriously. When you're involved in an accident, there is accompanying stress and anxiety over your injuries, your future prognosis and the implications that arise from insurance issues. I have trained in the medical-legal aspects of trauma medicine and will treat you and your injuries with the highest care possible and process your case according to the highest standards so be confident that you are in caring hands and thank you for trusting me.